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Retirement planning mistakes continue to affect Malaysians who want stability. Rising living costs, longer lifespans, and unpredictable healthcare expenses place pressure on savings. Many people delay planning until their mid-forties or fifties, which limits choices during retirement. A structured plan helps you stay prepared and gives clarity on how to protect your future income.
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“股神”巴菲特延续感恩节传统,向4个家族基金会捐赠价值超过11亿美元的波克夏海瑟威公司股份,最新给股东的信也透露,其持有逾1500亿美元(约马币6746亿令吉)的财产,99.5%将在身后陆续捐出。
“玩出好财商,才能培养出好情商。”这是台湾布莱恩儿童商学院创办人兼院长Brian张森凯最常挂在嘴边的一句话。在他看来,财商教育并不仅仅关乎金钱,更关乎一个人如何面对生活的抉择、人际的互动与自我管理。而在这条教育之路上,他选择从孩子开始。
随着2024年金融法令在12月31日生效后,设立“保险信托”的印花税在新的法令下将大幅度递减,例如:两百万令吉保额的印花税从六万四千令吉减至一千令吉。 投保人寿保险就是买保障而非储蓄(还有很多比储蓄保单更好的商品,例如:储蓄信托或银行定存)。古代人发明保险的初衷就是将风险转移,例如:将死亡所带来的财务危机转移,以投保人寿保险来弥补损失。
RM 45 - RM 200
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RM 30 - RM 100
RM 10.00 – RM 60.00
RM 50.00
RM 38.00
